Posts Tagged: ‘Beginners’

FTP For Beginners

January 28, 2012 Posted by

FTP is an abbreviation for “File Transfer Protocol”.

It is used to upload and download files to an online server. Even if you’re not aware of it, probably you utilize FTP on a regular basis. A typical application is downloading online files and when you download large video or music files. Also, people who design web pages will find it indispensable.

FTP addresses resemble website addresses closely, with the exception of the inclusion of ftp:// rather than http:// in the address.

Servers are sometimes dedicated for receipt of FTP connections. This is called an FTP server or site since it is only used to upload or download files; this is similar to a web server which is a computer whose primary purpose is to host web pages.

An FTP Client (Software)

This is an elaborate title for software that is created to move files back and forth through a network.

In reality, the Internet is a very large “wide area” network (WAN).

Clients may also include the following features: create folders on the remote server, change permissions (CHMOD), rename files, delete files, transfer multiple files, etc.

Where can I get software from?

Anyone planning on transmitting multiple files should consider investing in a quality professional client such as WS-FTP Pro.
It is possible to use Windows Explorer, but many people find it difficult to use.
One effective and free client is Filezilla.
If you only want to upload a few files, or if you just want to try the program out, normally it is possible to obtain a free trial version of some clients.

Prior to uploading files, you will need:

The ”Host” (Server), usually ftp.somewebsite.tld, or simply an IP address
The Username
The Password
Use Passive FTP? (Typically “Yes”)
Connect Through Secure (SFTP)? (Ordinarily “No”)
The server port (Typically 21)
Almost never will you be able to upload to the initial folder you are connected to when the host connects. Typically web contents are placed in a folder called /public_html or /www or /httpdocs depending upon which operating system is used. In order to publish a website, you must know this. In addition, you must know the name of the main page. (Normally index.htm or index.html, or home.htm) if publishing a website.

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Categories: Ftp Backup

Google Adwords Is Not Meant For Beginners

November 28, 2011 Posted by

Google Adwords is an incredibly powerful marketing tool with an instant global reach that can take your business from nowhere to an overnight success. Why wouldn’t a new marketer take advantage of such a powerful tool? I can answer that question with another question. Why wouldn’t you let someone with a new

1) First, it can be very expensive and most new marketers will exhaust their ad budget before they can successfully bring in revenue. This is mainly because Google Adwords can be deceptively difficult to master. The basic formula is to identify keywords, write an ad that uses the keywords and have a landing page that completely delivers on what your ad promises.

2) Next, Google rewards advertisers who solve the problem their searchers are trying to solve. If you fail to do this you can expect high cost per click and low traffic.

3) Further, Google purposefully keeps the exact formula for success under wraps. If you are not getting the results you are seeking, the support you receive from Google will be general at best. Expect Google to suggest “improve your landing page” or “tips for writing ads.” On top of that, Google periodically change their rules requiring you to change your campaign or face the prospect of high cost per click or low traffic.

4) Finally, the instant global reach of your Google Adwords campaign is accompanied by global competition with a wide variety of skill levels and budgets.

Initially most new marketers have more time than money and that can be a good thing (more on that later). There are many low-tech approaches that have worked for decades and still do. These alternatives allow you to learn how to market affordably which will allow for some trial and error without spending your whole ad budget.

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Real Estate Investment Tips for Beginners

October 21, 2011 Posted by

You don’t have to own a property to profit from it

There are two types of quick-sale real estate investors: retailers and dealers. Retailers buy properties outright and sell them for a quick profit. Their risk is highest, but so is their potential reward. Retailers typically need substantial cash for a down payment and at least decent credit.

Dealers, by contrast, buy and sell contracts, not properties. They find bargain properties and sign purchase contracts with their sellers. Dealers then sell these purchase contracts to retailers, making a solid profit in the process. This is known as “assignment of contract.”

Usually, the only cash required is the earnest money to secure the deal. A good dealer can then flip the contract for a quick ,000 to ,000 without ever taking possession of the deed.

Use a double closing for greater profit potential

A double closing allows a dealer to earn a higher profit margin than an assignment of contract. With an assignment of contract, there is always potential that the deal will ultimately fall through.

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The dealer is protected because she has already received her proceeds from the sale of the contract. But the retailer who buys the contract is wary of the deal falling through and will factor it into the price he is willing to pay.

With a double closing, the dealer assumes more risk because if the deal falls through, she receives nothing. However, with this greater risk comes a greater reward.

A double closing begins with the dealer signing a purchase contract with the property owner. Then the dealer signs a contract with the retailer, in which the retailer agrees to buy the property from the dealer at a higher price and deposits that amount in escrow. The property owner signs the deed to the dealer, who then signs it to the retailer.

The retailer then signs the loan documents, and the process is complete–the property owner is paid his asking price, and the dealer is paid the difference.

Be a scout–no cash or credit required

Scouts are a third type of real estate “flipper.” Instead of flipping actual properties or contracts, scouts flip information. Scouts face even less risk than dealers and have almost no cash or credit concerns. They simply gather information about distressed properties and sell it to interested dealers and retailers.

In effect, scouts do the dirty work for real estate investors, and investors are willing to pay them handsomely for doing it. Typically a scout will gather the following data on a potential deal:

i) The owner’s name and contact information

ii) The asking price

iii) Information about the mortgage and whether payments are current

iv) Outstanding liens on the property

v) A photograph of the house

vi) Pertinent information about the owner’s motivation to sell (i.e. is he in the middle of a divorce, foreclosure, job transfer, etc.)

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Categories: Investing Tips

Stock Market for Beginners: Top 5 Investing Tips

July 29, 2011 Posted by

The Stock Market for Beginners can seem like a place to make money fast. To be successful, you must have a definite trading plan. It must be practical, easy to use and dependable more times than not. That is why these Stock Market for Beginners investing tips need to be considered before you make a decision to buy or sell stocks.

1. The Fundamentals. Will they be bullish or bearish, in the future? If they will be mostly bullish, you can consider going “long”, going long means you purchase the stock and will profit if the price of the stock goes up. Or, if they are likely to be bearish, you can consider going “short”, going short is the practice of selling stock, that have been borrowed from a broker, provided the following four tips indicate a move in that direction.

2. The Trend. Does the trend point up towards a price that, in the future, will justify the bullish fundamentals? If so, you have two tips that indicate buy. If the trend points down towards a price that will justify bearish fundamentals, in the future, sell.

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3. Volume of Sales. Markets tend to move in the direction of the largest volume of sales. If prices rise and the volume of sales increase, that is a bullish indication. It gives you a third good reason to buy, provided the first two tips are bullish. If prices decline on large volume and rise on small volume, that’s bearish. You should then consider going “short” if the other tips are also bearish.

4. Seasonal Factors. Most stocks tend to follow a seasonal pattern. Low prices are generally made during certain months and high prices generally occur at certain other months. (The Stock Trader’s Almanac can help you know the seasonal influence.) A note of caution, however. During periods of great shortage or large supply, the seasonal factors are not as dependable because, at those times, prices will stay at high levels for a longer period during shortages, or stay around low levels for a longer period due the large supply which must be reduced.

5. Supply and Demand. If research reports show there will be a shortage of a stock, in the near future, you have another reason to buy, if the other four tips indicate a bullish trend. If those reports indicate a larger supply will soon be coming to the market, you have another reason to “sell short”.

Finally, make sure all of the Stock Market for Beginners five tips agree on the possible move, up or down. If your financial advisor or stock broker say, “yes”, and the Stock Market for Beginners five tips say, “yes”, then you can buy or sell according to what they indicate, bullish or bearish.

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Categories: Investing Tips

Finance Help: Investment Tips for Beginners

July 8, 2011 Posted by

 

Investment in the financial markets, if done in a knowledgeable manner, can yield lucrative levels of return. Such informed investment-making decisions, are not, however, very easy to take. Financial planners, with their professional expertise can help beginners in choosing proper investment policies. Some of the most important tips that financial advisors provide to newbies regarding investment are:

a) At the outset, one needs to realize that there are no set patterns or rules for investment. Investment decisions depend on the circumstances, market conditions and can also change with the risk-tolerance levels of investors,

 

b) The exact working procedure of investment procedures needs to be properly understood before an individual can take investing decisions. All details of investment transactions should be well-understood too,

 

c) Investment targets and desired rates of return need to be laid down at the start itself. This facilitates easy formulation of investment policies, including the amount of money to be invested.

Once the above tips are followed properly, a new investor needs to follow the following broad principles (as advised by most financial planners):

a) à While low-priced stocks are attractive, one needs to examine the cause of the low price levels of any stock. Indeed, in a bullish market, the perpetual low prices of a stock might indicate that the company that is making financial losses,

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b) à Return on net worth is obtained by dividing after-tax profits by the net worth. Rising levels of return on net worth of a stock make it a suitable channel of investment,

 

c) à In order to avoid huge losses at any time, one needs to hold a mix of low, medium and high-risk stocks. This diversification of risk helps in protecting the invested amounts,

 

d) à one needs to understand the mechanism via which stock prices are determined. Future market expectations and projections regarding market conditions play a large part in determining stock prices,

 

e) à an investor has to understand the financial health of a company before (s) he invests in its stocks. A company that pays high tax levels generally has high levels of profit, and is of sound financial health, compared to those that pay little, or no, taxes. Hence, one should invest in stocks of high tax-paying companies,

 

f) à The reported profits of any company can be divided in two parts: Cash actually flowing in the company and alterations in the profit and loss account of a company (via an increase in the number of debtors). While investing, investors should prefer stocks of companies that have greater portions of profits going back in its own reserves,

 

g) à Often, beginners make the mistake of trying to maximize returns by investing in excessively high-risk stocks. This is uncalled for, and one needs to try to optimize one’s return, by holding a mix of different types of stocks,

 

h) à While past performance of a company is extremely important in determining the value of its stocks, what is even more important is its future prospects. The prices of stocks are, more often than not, determined by the future prospects of the company. Such prospects, hence, should be considered more important than past records,

 

i) à In order to obtain the best return from equities, one should avoid investing the whole amount at one time. Investments in equities should be done at different suitable times and market conditions.

These tips regarding investment, as suggested by professional financial planners and advisors, should help beginners understand the basics of investment and then, to optimize their expected rates of return.

 

 

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